Net worth calculator
See where you stand: total assets minus total liabilities.
- Instant
- Free
- Private (processed locally)
- No sign-up
See where your finances stand
Enter your assets and liabilities: the tool computes your net worth and shows a chart comparing what you own and what you owe.
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List your assets
Cash, investments, property.
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List your liabilities
Mortgage, loans, cards.
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Read the result
Net worth + comparison.
Why track it
- Measure your progress over time
- See the effect of paying down debt
- Set financial goals
- Get a clear overall picture
Example
| Item | Amount |
|---|---|
| Total assets | 290,000 |
| Total liabilities | 192,000 |
| Net worth | 98,000 |
| Formula | assets − liabilities |
Use the current resale value for belongings. 100% local calculation, no data sent or stored.
Frequently asked questions
What is net worth?
It is what you own minus what you owe: total assets − total liabilities. A positive value means your holdings exceed your debts.
What counts as assets?
Anything with value: cash, accounts, investments, real estate, vehicles, valuables. Use current resale value, not the purchase price.
Are my amounts private?
Yes. Everything is computed in your browser; no data is sent or stored. Reload the page and the fields reset to defaults.
Can it be negative?
Yes. If your debts exceed your assets, net worth is negative (shown in red) — common early in a mortgage or student loan.